Calculators
Arithmetic, not estimates
The home valuation on this site is a model, and we are careful to say so. These are not. They are exact calculations on the numbers you supply, using live mortgage rates: 6.67% on a 30-year and 5.96% on a 15-year as of 2026-08-13.
Mortgage payment
Principal, interest, tax, insurance and HOA, plus total interest over the term and a warning when you cross into mortgage insurance territory.
Open →Refinance analysis
Monthly change, break-even on closing costs, and the total cost over the full term. The last one is what most refinance calculators quietly leave out.
Open →Home equity
What you own outright, your loan to value, and what you could realistically borrow against it at conventional limits.
Open →